Sentence: I opened a savings account to start saving for my vacation.
2. Balance – The amount of money available in an account.
Sentence: I checked my account balance before making a large purchase.
3. Deposit – Money placed into a bank account.
Sentence: I deposited my paycheck into my checking account this morning.
4. Withdrawal – The act of taking money out of a bank account.
Sentence: I made a withdrawal of $100 from the ATM.
5. Loan – Money borrowed from a bank that must be paid back with interest.
Sentence: I applied for a loan to buy a new car.
6. Interest – The cost of borrowing money or the earnings from a savings account.
Sentence: My savings account earns 2% interest per year.
7. Mortgage – A loan used to buy a house or property.
Sentence: I have a 30-year mortgage on my home.
8. Overdraft – When you spend more money than you have in your account.
Sentence: I was charged a fee because my account went into overdraft.
9. Transaction – Any action involving money moving in or out of an account.
Sentence: The bank notifies me of every transaction via email.
10. ATM (Automated Teller Machine) – A machine used to withdraw or deposit money.
Sentence: I withdrew cash from the ATM near my office.
11. Statement – A document showing all transactions for an account over a period.
Sentence: I review my bank statement every month to track my expenses.
12. Credit – Money that a bank allows a person to use and pay back later.
Sentence: I have a credit limit of $5,000 on my card.
13. Debit Card – A card that allows direct payment from a bank account.
Sentence: I used my debit card to pay for groceries.
14. Credit Score – A number that represents a person’s creditworthiness.
Sentence: A high credit score makes it easier to get a loan.
15. Savings Account – A bank account designed for storing and earning interest on money.
Sentence: I put a portion of my salary into my savings account every month.
16. Checking Account – A bank account used for daily transactions.
Sentence: My paycheck is deposited into my checking account every two weeks.
17. Wire Transfer – The electronic transfer of money from one account to another.
Sentence: I sent a wire transfer to my supplier overseas.
18. PIN (Personal Identification Number) – A secret code used for security at ATMs and card transactions.
Sentence: You should never share your PIN with anyone.
19. Teller – A bank employee who handles transactions with customers.
Sentence: The teller helped me deposit my check.
20. Certificate of Deposit (CD) – A savings option with a fixed interest rate and term.
Sentence: I invested in a 12-month certificate of deposit for a higher interest rate.
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